Where to Cash Your Check When You Don’t Have a Bank Account

Where to Cash Your Check When You Don’t Have a Bank Account

To some people, not having a bank account may feel pretty odd. “You don’t have a bank account? Not even a checking or a savings?” These are probably the responses you get when you tell people of your situation.

But the truth is that most people don’t necessarily need bank accounts. There are lots of people who simply use cash for everything, and they’re just fine, thank you very much! Even if you want to order something online, there are always gift cards that can be purchased at various stores and locations with cash. Most bills can be paid in person, and if they can’t, there are always money orders and cashier’s checks.

Ah, but there’s just one snag. Generally, the most difficult problem that people without bank accounts face is that they don’t know where to do their check cashing Providence, RI. If you need to cash a check that someone gives to you, where can you go? Below, we’ll outline the best locations to do your check cashing Providence, RI!

Best Locations for Check Cashing Providence

As someone without a bank account, it’s smart to know the best places around town where you can cash checks.

The bank that issued the check you have.

When someone hands you a check, look at the top or around the sides for the name of the bank that issued the check. This is that person or business’ bank, and they will generally cash your check for you — even if you don’t have an account there.

Then again, this bank isn’t always nearby where you are. For example, if you live in Providence, RI, and your grandma from Los Angeles, CA sends you a check for your birthday from her local bank or credit union, you shouldn’t have to go all the way to California to cash it at her bank, right? In this case, some of the other options may be more fitting.

Pawn Shops and Pay Advance Shops

The best pawn shops and pay advance shops in Providence, RI will also cash your checks for you. Simply take your check in and ask that it be cashed. Some shops may charge a fee for this, but it’s usually nominal, and just think of how much you’re saving by not having bank fees!

Option B: Signing the Check Over to Someone Else

Finally, consider signing your check over to someone who has a bank account. This is an option for when you’re really in a pinch. That person will need to go to their bank and take the signed-over check to get cash. Then, they’ll give the cash to you. It’s a little bit laborious, but at least it can get the job done if you need the cash now.

Use all of these options to get your checks cashed. Who ever said everyone needs a bank account!

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