Bajaj Finserv Business Loan

Bajaj Finserv Business Loan

For every business a smooth flow or liquidity of fund is the lifeline. If you want to bring your business to next level or want to startup a new business then, you will be in need of working capital. Working capital, also known as net working capital, is the difference between current assets and current liabilities.

 Working capital of a business should come from the revenue generated by the business but this doesn’t happen all the times. Sometime, businesses had to face such a situation where the survival depends only on the immediate financial boosting. These are the times when the business owner or entrepreneurs take a step towards loans for their businesses. And there is no other and better option than business loan.

Getting a business loan for the business without any collateral or security is an ideal option. Bajaj Finserv is one among those banks and financial institutions that is a best choice for those who are keen on getting business loan at low rate of interest.

Why should you go for Bajaj Finserv Business Loan?

Bajaj Finserv, a part of Bajaj Holdings and Investments Limited, is one of the most leading banks focused on lending, asset management, wealth management and insurance. Founded by Jamnalal Bajaj and headquartered in Pune, Maharashtra.  The Bajaj Finserv Business Loan is preferred by customers as compared to others due to exceptional features such as:

  • Applicant can avail loan up to Rs. 30 Lakhs without any guarantor or collateral.
  • It offers on time repayment benefits to the borrowers.
  • Flexible repayment options or loan tenure, ranging from 12 to 48 months
  • For loan Part- payment and fore-closure options are available.
  • For the foreclosure of a business loan no additional charges are involved.
  • Borrower can access and monitor their account online.
  • Can prepay part of loan quantum anytime after paying 1 % prepayment charges.
  • Quick processing and nominal documentation
  • Hassle-free Loans, no guarantor or collateral required
  • Special discounts and schemes for employees of reputed, recognized and large companies.

Eligibility criteria for applying business loan

  • First and foremost, the applicant must be residential Indian
  • Minimum age for applying the loan is 26 years and maximum is 60 years.
  • Applicant must have minimum income up to Rs. 5 Lakhs per annum.
  • Minimum Turnover in Business should be Rs 75 Lakhs.
  • Minimum 3 years of experience in the current business and total 5 years business experience is required.
  • Business should be filling 2 Lakhs ITR per annum.

For applying the business loan, visit


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